Glossary

ASPSP

Account Servicing Payment Service Provider: provides and maintains the user’s payment account, is properly the financial institution.

Access Token

Access Token informed in the API request; identifies the application and the client.

API

Application Programming Interface: integrates systems through a set of routines and programming standards for accessing a Web-based software application or platform.

Client ID

Unique and exclusive identifier in OAuth.

Client Secret

Known only to your application and the Authorization Server.

Credentials

Client ID and Client Secret, used to obtain Access Token.

Consent

Process prior to data transmission, in which the client authorizes the sending of information from a transmitter to a receiver.

Endpoint

URI (HTTPs address) where requests are made via POST or GET.

FAPI

Financial API: API technical specification that defines additional technical requirements for the financial sector.

FAPI-RW

FAPI-Read and Write.

JSON

JavaScript Object Notation: model for storing and transmitting information in text format.

OAuth

Authorization protocol, allows logging into third party sites using credentials.

OpenID Connect

Simple identity protocol with open standard.

PISP

Payment Initiation Service Provider: Performs payment transaction on behalf of a client.

Receiver

Institution authorized by BACEN, receiver of data from another institution.

REST

Representational State Transfer: an architecture that defines standards for integrations between APIs.

Swagger

Iteractive documentation for API Rest.

TPP

Third Party Provider: Third party between client and bank involved in certain transactions.

Transaction

Transaction information on any type of account, as well as credit operations.

Transmitter

Data transmitting institution, authorized by BACEN, which sends information.

URI

Uniform Resource Identifier.